diff --git a/pages/cashier/index.vue b/pages/cashier/index.vue
index 3099060..2d466f6 100644
--- a/pages/cashier/index.vue
+++ b/pages/cashier/index.vue
@@ -41,9 +41,12 @@
 						<view v-else class="cursor"></view>
 					</view>
 					<text v-if="!amount" class="amount-hint">请输入付款金额</text>
-					<view v-if="amount && showBenefitTip" class="benefit-tip">
-						{{ benefitTitle }}
-						<text class="benefit-value">¥ {{ accumulationAmount }}</text>
+					<view v-if="amount && showBenefitTip" class="benefit-block">
+						<view class="benefit-tip">
+							{{ benefitTitle }}
+							<text class="benefit-value">¥ {{ accumulationAmount }}</text>
+						</view>
+						<text v-if="propertyName" class="benefit-property li-two-line">绑定物业：{{ propertyName }}</text>
 					</view>
 				</view>
 
@@ -137,6 +140,7 @@ const remark = ref('');
 const paying = ref(false);
 const activeMerchantUrl = ref('');
 const scoreName = ref('物业公积金');
+const propertyName = ref('');
 const scanning = ref(false);
 const numberKeys = ['1', '2', '3', '4', '5', '6', '7', '8', '9'];
 
@@ -149,6 +153,20 @@ const accumulationAmount = computed(() => {
 const showBenefitTip = computed(() => Number(merchant.value.accumulationRate) > 0);
 const benefitTitle = computed(() => `预计获得${scoreName.value || '物业公积金'}`);
 
+interface PropertyBindingCache {
+	merchant_id?: string;
+	merchant_name?: string;
+	score_name?: string;
+	fee_rate?: string | number;
+}
+
+interface SupplierCache {
+	supplier_id?: string | number;
+	supplier_name?: string;
+	logo?: string;
+	fee_rate?: string | number;
+}
+
 const parseFeeRate = (feeRate: unknown) => {
 	if (feeRate === undefined || feeRate === null || feeRate === '') return 0;
 	const rate = Number(feeRate);
@@ -156,6 +174,42 @@ const parseFeeRate = (feeRate: unknown) => {
 	return rate / 100;
 };
 
+const hasFeeRate = (feeRate: unknown) => feeRate !== undefined && feeRate !== null && feeRate !== '';
+
+const resolveFeeRateFromPayload = (payload: Record<string, any> = {}) => {
+	const supplierData = payload.supplier || {};
+	return supplierData.fee_rate ?? payload.fee_rate;
+};
+
+const resolvePropertyFromPayload = (payload: Record<string, any> = {}) => {
+	const merchantData = payload.merchant || payload;
+	return {
+		merchant_id: merchantData.merchant_id,
+		merchant_name: merchantData.merchant_name,
+		score_name: merchantData.config?.score_name
+	};
+};
+
+const applyPropertyInfo = (property?: { merchant_name?: string; score_name?: string }) => {
+	if (!property) return;
+	if (property.merchant_name) {
+		propertyName.value = property.merchant_name;
+	}
+	if (property.score_name) {
+		scoreName.value = property.score_name;
+	}
+};
+
+const buildSupplierCache = (payload: Record<string, any> = {}, previous?: SupplierCache | null): SupplierCache => {
+	const supplierData = payload.supplier || {};
+	return {
+		supplier_id: supplierData.supplier_id ?? payload.supplier_id ?? previous?.supplier_id,
+		supplier_name: supplierData.supplier_name ?? payload.supplier_name ?? previous?.supplier_name,
+		logo: supplierData.logo ?? payload.logo ?? previous?.logo,
+		fee_rate: resolveFeeRateFromPayload(payload) ?? previous?.fee_rate
+	};
+};
+
 const applyMerchantInfo = (data: any = {}) => {
 	const name = data.name || data.merchant_name || data.title;
 	const background = data.background || data.banner || data.cover || data.bg;
@@ -170,39 +224,29 @@ const applyMerchantInfo = (data: any = {}) => {
 	};
 };
 
-interface PropertyBindingCache {
-	merchant_id?: string;
-	merchant_name?: string;
-	score_name?: string;
-	fee_rate?: string | number;
-}
-
-interface SupplierCache {
-	supplier_id?: string | number;
-	supplier_name?: string;
-	logo?: string;
-	fee_rate?: string | number;
-}
-
 const applyBindingInfo = (binding?: PropertyBindingCache | null) => {
 	if (!binding) return;
-	applyMerchantInfo({
+	const updates: Record<string, unknown> = {
 		merchant_id: binding.merchant_id,
-		merchant_name: binding.merchant_name,
-		accumulationRate: parseFeeRate(binding.fee_rate)
-	});
-	if (binding.score_name) {
-		scoreName.value = binding.score_name;
+		merchant_name: binding.merchant_name
+	};
+	if (hasFeeRate(binding.fee_rate)) {
+		updates.accumulationRate = parseFeeRate(binding.fee_rate);
 	}
+	applyMerchantInfo(updates);
+	applyPropertyInfo(binding);
 };
 
 const applySupplierInfo = (supplier?: SupplierCache | null) => {
 	if (!supplier) return;
-	applyMerchantInfo({
+	const updates: Record<string, unknown> = {
 		name: supplier.supplier_name,
-		background: supplier.logo,
-		accumulationRate: parseFeeRate(supplier.fee_rate)
-	});
+		background: supplier.logo
+	};
+	if (hasFeeRate(supplier.fee_rate)) {
+		updates.accumulationRate = parseFeeRate(supplier.fee_rate);
+	}
+	applyMerchantInfo(updates);
 };
 
 const syncBindingCacheForUrl = (merchantUrl: string) => {
@@ -218,6 +262,8 @@ const syncBindingCacheForUrl = (merchantUrl: string) => {
 const initWithMerchantUrl = async (merchantUrl: string) => {
 	hasMerchantUrl.value = true;
 	activeMerchantUrl.value = merchantUrl;
+	propertyName.value = '';
+	scoreName.value = '物业公积金';
 	await loadPropertyBinding(merchantUrl);
 	await loadSupplier(merchantUrl);
 };
@@ -286,12 +332,11 @@ const loadPropertyBinding = async (merchantUrl: string) => {
 
 		const payload = response.data || {};
 		const merchantData = payload.merchant || payload;
-		const supplierData = payload.supplier || {};
 		const latestBinding: PropertyBindingCache = {
 			merchant_id: merchantData.merchant_id,
 			merchant_name: merchantData.merchant_name,
 			score_name: merchantData.config?.score_name,
-			fee_rate: supplierData.fee_rate ?? payload.fee_rate
+			fee_rate: resolveFeeRateFromPayload(payload)
 		};
 		applyBindingInfo(latestBinding);
 		encryptedStorage.set(cacheKey, latestBinding, PROPERTY_CACHE_TTL_SECONDS);
@@ -312,13 +357,8 @@ const loadSupplier = async (merchantUrl: string) => {
 		if (Number(response?.code) !== 200 || !response?.data) return;
 
 		const payload = response.data || {};
-		const supplierData = payload.supplier || payload;
-		const latestSupplier: SupplierCache = {
-			supplier_id: supplierData.supplier_id,
-			supplier_name: supplierData.supplier_name,
-			logo: supplierData.logo,
-			fee_rate: supplierData.fee_rate
-		};
+		const latestSupplier = buildSupplierCache(payload, cached);
+		applyPropertyInfo(resolvePropertyFromPayload(payload));
 		applySupplierInfo(latestSupplier);
 		encryptedStorage.set(cacheKey, latestSupplier, SUPPLIER_CACHE_TTL_SECONDS);
 	} catch (error) {
@@ -676,14 +716,25 @@ onLoad((options: any) => {
 	font-size: 26rpx;
 }
 
-.benefit-tip {
+.benefit-block {
 	margin-top: 20rpx;
 	padding-left: 4rpx;
+}
+
+.benefit-tip {
 	color: #8B929E;
 	font-size: 26rpx;
 	line-height: 1.5;
 }
 
+.benefit-property {
+	display: block;
+	margin-top: 8rpx;
+	color: #AEB4BE;
+	font-size: 24rpx;
+	line-height: 1.5;
+}
+
 .benefit-value {
 	margin-left: 8rpx;
 	color: #4B6CB7;