diff --git a/api/auth.ts b/api/auth.ts
index 2215adf..8af9668 100644
--- a/api/auth.ts
+++ b/api/auth.ts
@@ -1,6 +1,6 @@
 import { APP_CONFIG } from '@/config';
 import { HttpStatusError, httpRequest, toFormUrlEncoded } from '@/utils/http';
-import { postForm } from '@/utils/request';
+import { get, postForm } from '@/utils/request';
 
 export interface LoginResponse {
 	code: number | string;
@@ -58,6 +58,8 @@ export interface BindMobileResponse {
 	code: number | string;
 	msg?: string;
 	data?: {
+		token?: string;
+		expires_in?: number;
 		code?: string;
 		msg?: string;
 		mobile?: string;
@@ -76,3 +78,22 @@ export const bindMobile = (encryptedData: string) => {
 		platform: resolveLoginPlatform()
 	});
 };
+
+export interface OpenInfoResult {
+	code: number | string;
+	msg?: string;
+	data?: {
+		user?: {
+			user_id?: number | string;
+			user_name?: string;
+			avatar?: string;
+		};
+		open?: {
+			user_id?: number | string;
+			open_id?: number | string;
+		};
+	};
+}
+
+/** 当前登录用户信息；有 user_id 视为已绑定过手机号/账号资料 */
+export const fetchOpenInfo = () => get<OpenInfoResult>('user/v1/open.info');
diff --git a/config/index.ts b/config/index.ts
index f3d581f..261ce4e 100644
--- a/config/index.ts
+++ b/config/index.ts
@@ -1,17 +1,20 @@
 // #ifdef MP-ALIPAY
-const APP_ID = '123019';
+// const APP_ID = '123019';
+const APP_ID = '12317';
 // #endif
 // #ifdef MP-WEIXIN
-const APP_ID = '123018';
+// const APP_ID = '123018';
+const APP_ID = '12316';
 // #endif
 // #ifndef MP-WEIXIN
 // #ifndef MP-ALIPAY
-const APP_ID = '123018';
+// const APP_ID = '123018';
+const APP_ID = '12316';
 // #endif
 // #endif
 
 export const APP_CONFIG = {
-	API_BASE_URL: 'https://dev.api.leapy.cn',
+	API_BASE_URL: 'https://api.leapy.cn',
 	APP_ID,
 	RESOURCE_URL: 'https://resource.leapy.cn/staff/',
 	PROPERTY_IMG_URL: 'https://resource.leapy.cn/',
diff --git a/pages/mine/score-records.vue b/pages/mine/score-records.vue
index f53910f..ba02235 100644
--- a/pages/mine/score-records.vue
+++ b/pages/mine/score-records.vue
@@ -22,13 +22,14 @@
 		</view>
 
 		<view v-if="records.length && (loading || finished)" class="records-footer">
-			<wd-loadmore :state="loadMoreState" />
+			<wd-loadmore v-if="loading" state="loading" />
+			<text v-else class="records-finished">没有更多了</text>
 		</view>
 	</view>
 </template>
 
 <script setup lang="ts">
-import { computed, ref } from 'vue';
+import { ref } from 'vue';
 import { onLoad, onPullDownRefresh, onReachBottom } from '@dcloudio/uni-app';
 import { platformScoreRecord } from '@/api/cashier';
 import type { ScoreRecordItem } from '@/api/cashier';
@@ -42,7 +43,6 @@ const loading = ref(false);
 const finished = ref(false);
 
 const emptyImage = `${APP_CONFIG.RESOURCE_URL}tip/message.png`;
-const loadMoreState = computed(() => (loading.value ? 'loading' : 'finished'));
 
 const formatMoney = (value?: string | number) => {
 	const amount = Number(value || 0);
@@ -198,4 +198,12 @@ onReachBottom(() => {
 .records-footer {
 	padding: 12rpx 0 24rpx;
 }
+
+.records-finished {
+	display: block;
+	padding: 8rpx 0;
+	color: #9ca3af;
+	font-size: 24rpx;
+	text-align: center;
+}
 </style>
diff --git a/pages/pay/pay.vue b/pages/pay/pay.vue
index d3d191c..1742dd6 100644
--- a/pages/pay/pay.vue
+++ b/pages/pay/pay.vue
@@ -35,7 +35,7 @@
 			<view class="merchant-label">
 				<view class="merchant-label-inner">
 					<text class="muted">向</text>
-					<text class="merchant-name">{{ merchant.name }}</text>
+					<text class="merchant-name" :style="{ fontSize: merchantNameFontSize }">{{ merchant.name }}</text>
 					<text class="muted">付款</text>
 				</view>
 			</view>
@@ -88,7 +88,6 @@
 					<view
 						v-else
 						class="property-row"
-						:class="{ 'property-row--disabled': alipayPropertyUnbound }"
 						hover-class="property-row-hover"
 						@tap.stop="handlePropertyRow"
 					>
@@ -189,7 +188,7 @@ import { computed, ref } from 'vue';
 import { onLoad, onShow } from '@dcloudio/uni-app';
 import { bindMerchantByUrl, cancelTrade, changeMerchant, merchantListByUrl, supplierByUrl } from '@/api/cashier';
 import type { MerchantListItem } from '@/api/cashier';
-import { bindMobile, resolveLoginPlatform } from '@/api/auth';
+import { bindMobile, fetchOpenInfo, resolveLoginPlatform } from '@/api/auth';
 import { postForm } from '@/utils/request';
 import { DEFAULT_MERCHANT, APP_CONFIG, PROPERTY_APP } from '@/config';
 import {
@@ -203,7 +202,7 @@ import {
 	resolveMerchantUrlFromScanResult,
 	syncActiveMerchantContext
 } from '@/utils/merchant-context';
-import { encryptedStorage } from '@/utils/storage';
+import { authStorage, encryptedStorage } from '@/utils/storage';
 import { formatPaymentError, isPaymentCancelled, requestPlatformPayment } from '@/utils/wxpay';
 
 interface MerchantInfo {
@@ -247,11 +246,22 @@ const accumulationAmount = computed(() => {
 });
 const showBenefitTip = computed(() => Number(merchant.value.accumulationRate) > 0);
 const benefitTitle = computed(() => `预计获得${scoreName.value || '物业公积金'}`);
+/** 商户名越长字号越小，尽量单行展示「向 xxx 付款」 */
+const merchantNameFontSize = computed(() => {
+	const len = String(merchant.value.name || '').trim().length;
+	if (len <= 6) return '34rpx';
+	if (len <= 10) return '30rpx';
+	if (len <= 14) return '26rpx';
+	if (len <= 18) return '24rpx';
+	return '22rpx';
+});
 const propertyRowText = computed(() => {
 	if (propertyName.value) return propertyName.value;
 	if (propertyList.value.length) return '选择物业';
 	if (IS_ALIPAY) {
-		if (alipayPropertyUnbound.value) return '暂未绑定，请去微信小程序绑定';
+		if (alipayPropertyUnbound.value) {
+			return `未绑定，微信搜「${PROPERTY_APP.WECHAT_NAME}」绑定房源`;
+		}
 		return '绑定手机号查看房源';
 	}
 	return '业主去绑定';
@@ -260,7 +270,7 @@ const isPropertyActionText = computed(() => !propertyName.value);
 const showAlipayPhoneAuthBtn = computed(
 	() => IS_ALIPAY && !propertyName.value && !propertyList.value.length && !alipayPropertyUnbound.value
 );
-const showPropertyArrow = computed(() => !IS_ALIPAY || !alipayPropertyUnbound.value);
+const showPropertyArrow = computed(() => true);
 const propertySheetTitle = computed(() => (propertyName.value ? '切换物业' : '选择物业'));
 
 interface PropertyBindingCache {
@@ -582,6 +592,32 @@ const resolvePropertyListFallback = async (merchantUrl: string) => {
 	}
 };
 
+/**
+ * 支付宝：无物业名/列表时，用 open.info 的 user_id 判断是否已绑过手机号。
+ * 有 user_id → 显示「未绑定，微信搜「乐享云…」绑定房源」；否则 → 「绑定手机号查看房源」。
+ */
+const resolveAlipayEmptyPropertyState = async (options: { assumeBoundIfEmpty?: boolean } = {}) => {
+	if (!IS_ALIPAY) return;
+
+	if (propertyName.value || propertyList.value.length) {
+		alipayPropertyUnbound.value = false;
+		return;
+	}
+
+	try {
+		const response = await fetchOpenInfo();
+		const userId = response?.data?.user?.user_id ?? response?.data?.open?.user_id;
+		if (userId != null && String(userId).trim() !== '') {
+			alipayPropertyUnbound.value = true;
+			return;
+		}
+	} catch (error) {
+		console.log('open.info empty property state', error);
+	}
+
+	alipayPropertyUnbound.value = !!options.assumeBoundIfEmpty;
+};
+
 const loadPropertyBinding = async (merchantUrl: string, options: { skipFallback?: boolean } = {}) => {
 	const cacheKey = syncBindingCacheForUrl(merchantUrl);
 	const cached = encryptedStorage.get<PropertyBindingCache>(cacheKey);
@@ -595,17 +631,20 @@ const loadPropertyBinding = async (merchantUrl: string, options: { skipFallback?
 			if (!options.skipFallback) {
 				await resolvePropertyListFallback(merchantUrl);
 			}
+			await resolveAlipayEmptyPropertyState();
 			return;
 		}
 
 		const latestBinding = buildBindingCache(response.data || {});
 		applyBindingInfo(latestBinding);
 		encryptedStorage.set(cacheKey, latestBinding, PROPERTY_CACHE_TTL_SECONDS);
+		await resolveAlipayEmptyPropertyState();
 	} catch (error) {
 		console.log('bind merchant fallback cache', error);
 		if (!options.skipFallback) {
 			await resolvePropertyListFallback(merchantUrl);
 		}
+		await resolveAlipayEmptyPropertyState();
 	}
 };
 
@@ -654,7 +693,7 @@ const deleteKey = () => {
 const showAlipayUnboundTip = () => {
 	uni.showModal({
 		title: '暂未绑定房源',
-		content: '您在微信小程序中暂无绑定房源，请前往微信小程序完成绑定后再使用。',
+		content: `请打开微信，搜索并进入「${PROPERTY_APP.WECHAT_NAME}」小程序，完成房源绑定后消费即可获得物业基金。`,
 		showCancel: false,
 		confirmText: '知道了'
 	});
@@ -668,16 +707,17 @@ const refreshPropertyAfterPhoneBind = async () => {
 	propertyList.value = [];
 	encryptedStorage.remove(getPropertyBindingCacheKey(activeMerchantUrl.value));
 	await loadPropertyBinding(activeMerchantUrl.value);
+	// 刚绑完手机号仍无房源时，兜底按已绑定处理（open.info 偶发未带上 user_id）
+	if (!propertyName.value && !propertyList.value.length && !alipayPropertyUnbound.value) {
+		await resolveAlipayEmptyPropertyState({ assumeBoundIfEmpty: true });
+	}
 
 	if (propertyName.value || propertyList.value.length) {
 		uni.showToast({
 			title: '已匹配到物业信息',
 			icon: 'none'
 		});
-		return;
 	}
-
-	alipayPropertyUnbound.value = true;
 };
 
 const tryParseJson = (value: any) => {
@@ -775,6 +815,13 @@ const handleAlipayPhoneAuthorize = async (event?: any) => {
 			throw new Error(response?.msg || '手机号绑定失败');
 		}
 
+		const nextToken = String(response?.data?.token || '').trim();
+		if (!nextToken) {
+			throw new Error('绑定成功但未返回 token');
+		}
+		authStorage.setToken(nextToken, Number(response?.data?.expires_in || 0));
+		logPhoneAuth('已替换登录 token', { token: nextToken });
+
 		await refreshPropertyAfterPhoneBind();
 	} catch (error: any) {
 		logPhoneAuth('授权失败', error);
@@ -1232,6 +1279,7 @@ onShow(() => {
 .merchant-label-inner {
 	display: flex;
 	align-items: baseline;
+	flex-wrap: nowrap;
 	max-width: 88%;
 	padding: 14rpx 32rpx;
 	border-radius: 999rpx;
@@ -1239,16 +1287,22 @@ onShow(() => {
 }
 
 .muted {
+	flex-shrink: 0;
 	color: rgba(255, 255, 255, 0.9);
+	font-size: 28rpx;
 }
 
 .merchant-name {
+	min-width: 0;
 	margin: 0 8rpx;
 	color: #FFFFFF;
 	font-size: 34rpx;
 	font-weight: 800;
 	line-height: 1.3;
 	text-shadow: 0 1rpx 6rpx rgba(0, 0, 0, 0.35);
+	overflow: hidden;
+	white-space: nowrap;
+	text-overflow: ellipsis;
 }
 
 .amount-zone {
@@ -1388,6 +1442,8 @@ onShow(() => {
 .property-name-tip {
 	color: #8B929E;
 	font-weight: 500;
+	text-decoration: underline;
+	text-underline-offset: 4rpx;
 }
 
 .property-arrow {
diff --git a/pages/records/index.vue b/pages/records/index.vue
index bf9f2d2..46d7c75 100644
--- a/pages/records/index.vue
+++ b/pages/records/index.vue
@@ -33,13 +33,14 @@
 		</view>
 
 		<view v-if="records.length && (loading || finished)" class="records-footer">
-			<wd-loadmore :state="loadMoreState" />
+			<wd-loadmore v-if="loading" state="loading" />
+			<text v-else class="records-finished">没有更多了</text>
 		</view>
 	</view>
 </template>
 
 <script setup lang="ts">
-import { computed, ref } from 'vue';
+import { ref } from 'vue';
 import { onLoad, onPullDownRefresh, onReachBottom } from '@dcloudio/uni-app';
 import { tradeList } from '@/api/cashier';
 import type { TradeListItem } from '@/api/cashier';
@@ -54,8 +55,6 @@ const finished = ref(false);
 
 const emptyImage = `${APP_CONFIG.RESOURCE_URL}tip/message.png`;
 
-const loadMoreState = computed(() => (loading.value ? 'loading' : 'finished'));
-
 const formatMoney = (value?: string | number) => {
 	const amount = Number(value || 0);
 	if (!Number.isFinite(amount)) return '0.00';
@@ -262,4 +261,12 @@ onReachBottom(() => {
 .records-footer {
 	padding: 12rpx 0 24rpx;
 }
+
+.records-finished {
+	display: block;
+	padding: 8rpx 0;
+	color: #9ca3af;
+	font-size: 24rpx;
+	text-align: center;
+}
 </style>